Other Fields
Agency Scheme: 
CFPBADJU0001
Level: 
Appeal Level One
ADJUDICATION STRUCTURE
Appeals: Basic Structure
Appeal Office (local name): 
Office of the Director
Appeal Office (global name): 
Consumer Financial Protection Bureau: Office of the Director
Appeal Officer #1 (Title): 
Director
Comments/Notes on Adjudication Structure: 
It is CFPB's responsibility to enforce federal consumer financial law, which includes, among other things, the prohibition of unfair, deceptive, or abusive acts and practices in connection with consumer financial products and services. This adjudication scheme ensures and enforces compliance with such laws. The OAA hears formal charges and actions initiated by the CFPB based on alleged violations of federal statutes and regulations under the CFPB's jurisdiction. An ALJ conducts a hearing and files a recommended decision. The recommended decision is sent to the Director and served upon the parties. Any party may file exceptions to the recommended decision within 10 days. Should neither party file exceptions, the Director will issue a final decision adopting the recommended decision, or order further briefing.
PROCESS & PROCEDURE - General Information
Which party (or parties) is/are permitted to file appeals with this office?: 
Either
Are private parties permitted to have representation at appeal hearings?: 
Yes (All Types of Cases)
Who may serve as a private party representative?: 
Either
Is the agency permitted to have representation at appeal hearings?: 
Yes (All Types of Cases)
Who may serve as an agency representative?: 
Attorney
Regulations/rules of practice for appeal hearings (please include CFR citations): 
12 CFR Part 1081
PROCESS & PROCEDURE - Hearing Procedure
What types of hearings are permitted on appeals adjudicated by this office?: 
Written (Document-Only) Hearing
How is the type of hearing selected for appeals heard by this office?: 
By Agency
Required by Rule
Can third-parties submit amicus briefs and/or evidence?: 
Yes
Are appeal hearings recorded and/or transcribed?: 
N/A (Document-Only Hearings)
Are appeal hearings open to the public?: 
N/A (Document-Only Hearing)
PROCESS & PROCEDURE - Post-Hearing Procedure
Who typically drafts final decisions on appellate cases adjudicated by this office?: 
Adjudication Officer
Who has authority to issue final decisions on appellate cases adjudicated by this office?: 
Adjudication Officer
If "Yes," please specify these time limit(s): 
A final decision will be filed no later than 90 days after the filing of reply briefs.
PROCESS & PROCEDURE - Case Management
How are claims/cases processed at this appellate office?: 
Differentiated Case Management
Does the agency permit web-based electronic filing of briefs or other documents in cases adjudicated by this appellate office?: 
No
Are final decisions issued by this appellate office published and/or posted on the agency website?: 
Yes (All Decisions)
If "Yes," please provide citation(s): 
12 CFR 1081.401
PROCESS & PROCEDURE
Comments/Notes on Appellate Process & Procedures (Optional): 
It is CFPB's policy to conduct adjudicative hearings fairly and expeditiously. With the consent of the parties, the Director or hearing officer may shorten any time limit. See 12 CFR 1081.101. In keeping with CFPB's policy of efficiency, neither motions--except those to dismiss or for summary disposition--nor collateral attacks nor interlocutory appeals will generally result in a stay of the administrative proceedings. See 12 CFR 1081.205(h), 1081.118 Decisional employees may advise & assist Director in consideration and disposition of the case. See 12 CFR 1081.405(b) The Director may choose whether to permit oral argument. See 12 CFR 1081.404 There is no "typical" notice or adjudication time frame because there have been too few adjudications to determine what is "typical."
ADR: General Information
Is ADR available at one or more points for appellate cases heard by this office?: 
No
CASELOAD STATISTICS - Supplementary Statistics
Does your agency maintain annual caseload statistics for this hearing office by case type (e.g., discrimination complaint, licen: 
No
Verified by Agency: 
Verified