Who typically drafts the decision at the hearing-level stage?:
If "Yes," please specify these time limit(s):
A 2009 agency manual states that the hearing official informs the candidate/bank of the decision normally within 45 calendar days of receipt of the appeal. See Comptroller's Licensing Manual, Changes in Directors and Senior Executive Officers (Oct. 2009), pgs. 7, 14, <http://www.occ.gov/publications/publications-by-type/licensing-manuals/ChangesinDirectorSEO.pdf>.